Accident & Health & Contingency - HDI Global Specialty SE

Accident & Health

Your staff are your most important asset. With the global reach of the modern-day business environment they are exposed to a range of risks from political unrest to geographical and natural disaster. Group Personal Accident and Business Travel insurance policies provide end-to-end cover for employees both in the workplace and whilst travelling on business.

Group Personal Accident

Our flexible policies allow you to choose cover on a fixed benefit or a multiple-of-salary basis. You can decide what percentage of any benefit to pass on to employees, and how much to apply to business costs, such as employing a substitute during sick leave. Group Personal Accident includes cover for:

  • Accidental death
  • Broken bones
  • Dental injuries
  • Loss of limbs and eyes
  • Loss of intellectual capacity
  • Permanent total disablement and disabling injuries
  • Facial disfigurement including burns and scars

Business Travel

For companies of all sizes, business today is a global endeavour. Even in the digital age, meeting face-to-face can be a crucial part of building, maintaining and strengthening relationships with customers and suppliers. To make business travel more safe, secure and successful, we provide administration and coordination of medical care and travel assistance services around the world. Business Travel includes cover for:

  • Overseas medical expenses
  • Travel and security assistance
  • Personal property
  • Electronic business equipment
  • Cancellation, rearrangement and replacement expenses
  • Evacuation in case of political or natural disasters
  • Personal liability
  • Legal expenses


We take a flexible, solution-based approach to our Contingency portfolio. Our range of products and services includes:

  • Cancellation
  • Abandonment
  • Non-Appearance
  • Prize Indemnity
  • Promotion Covers
  • Over Redemption
  • Contractual Bonus and Promotions


Athletes push themselves to the limit every day, ensuring physical and mental health is essential. At any time, an accident, illness can put a career on hold temporarily, or permanently.

For athletes, injuries and illness can lead to massive financial consequences and emotional distress. At the same time, clubs and teams are at risk of losing capital investment made in players. To protect both athletes and their clubs we offer specialist cover to suit specific needs. Unlike many of our competitors, past injuries do not automatically exclude athletes from cover.

We offer individual cover for injuries and illnesses, even if the affected athlete is at fault. Our broad, market-leading offering includes cover for:

  • Accidental death
  • Illness
  • Injury
  • Permanent total disability